what we do

Insurance that works

for you and your business.


Short-term

Our short-term insurance solutions include car, household, liability, and accident cover from the best insurance providers in South Africa. We can tailor your insurance solution with products like top-up cover to boost your insurance benefits.

Through Primak Assist we also offer an exclusive range of value-add benefits.

Car insurance

Protect yourself against unforeseen costs resulting from a car accident or theft. Our brokers will ensure you have the best vehicle insurance for your car, bakkie, minibus or truck, and by partnering with various insurance providers we give you a choice of the best insurance options to suit your specific needs.

Cover options:

Third-party car insurance
This covers you against damage to another car for which you may be held liable, but excludes cover for any damage to your own car.

Third party, fire and theft car insurance
This includes third-party car insurance but also covers your vehicle in case of accident or theft.

Comprehensive car insurance
The comprehensive policy covers most risks and includes roadside and medical assistance, along with towing and storage, in case of an accident.

Add extra features to your policy, such as car hire, or cover for customised sound systems in your vehicle. We also offer value-add insurance cover which may not be included in your car insurance policy. This includes cover for excess payments, windscreen repairs and tyre damage.


Household insurance

Whether you rent or own a property, protect yourself against damage to your property or household possessions which may arise from accidents, natural disasters or theft.

Cover options:

House or home owner’s insurance
Provides cover against risks to your property, private residence, including any outbuildings and swimming pools.
Cover includes insurance against fire, lightning, wind, flood, earthquakes, theft and vandalism.

Home contents insurance
Cover your household possessions against damages, which may arise from natural disasters, accidents and theft. We can arrange for a survey of your household contents.

All risks insurance
This covers you against losses or damages from all risks and any item you specifically want insured, such as a watch, jewelry, cell-phone or technology.
Some policies will include the above insurance policy under one policy.


Liability and accident cover

Protect yourself against losses and damages from liability for injury, negligence or malpractice.

Cover options:

Personal liability and accident cover
Covers claims made against you by others.

Personal accident insurance
Covers you against injuries, hospital costs, disability, and will cover the costs which may arise from your sudden passing as a result of an accident.


Commercial insurance

We offer a range of specialist insurance policies, each tailored to the unique needs of your specialised business.


Business insurance

Provides cover against commercial interruptions, costs of property damage, theft, and claims made against your business by others. Business insurance covers losses resulting from natural disasters, accidental losses, wilful damage and costs of employees failing in their duties.

Cover options:

General business insurance
Covers your business assets against loss or damage arising from theft, vandalism, flood, fire and other perils.

Liability insurance
Covers your business against claims for injury or damages, which may arise from business activities. This cover is vital for businesses that work with client assets, on client premises, or provide advice and services that could prove costly if found negligent.

Some business insurance policies combine general and public liability insurance. You can also purchase business insurance that covers injuries to employees on business premises.

At Primak Brokers we can also arrange value-add insurance cover, which may not be included in your business insurance policy, including insurance against excess payments or losses excluded from your standard cover.


Specialist insurance

We are aware that your business may have unique insurance needs, which is why we offer a range of specialist commercial insurance solutions. Our dedicated insurance brokers can source insurance solutions from our wide variety of insurance partners and tailor your policy to your specific needs.

Specialist risks include:
• aviation insurance cover
• body corporate/sectional title
• construction, engineering and plant
• credit protection
• crop
• dental practices
• educational institutions
• guesthouses
• heavy commercial
• hospitality
• legal expense
• liability
• livestock
• marine
• medical practices
• petrol filling stations
• places of worship
• Tailored insurance solutions for Churches
• thatch risks
• travel insurance
• veterinary
• Wildlife and Stud/Pedigreed Animals